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State Farm® Insurance Agent

Josh Culotti

J Culotti Ins and Fin Svcs Inc

18904 Highway 99 Suite H
Lynnwood, WA 98036-5219

We are on the same side of the street and next to Petsmart on 188th street.

Profile photo of a State Farm Agent named: Josh Culotti

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


18904 Highway 99 Suite H
Lynnwood, WA 98036-5219


English, Spanish, Vietnamese

Welcome to our office page!

If you are looking for a new insurance agent, you're already in the right place. If you are already a customer, welcome back!

My name is Josh, I have over 17 years of experience in the insurance industry. My office offers more than just home & auto insurance, we also offer products that:

  • Protect your family (Life Insurance, Saving plans, Retirement plans)

  • Protect your business (Commercial Insurance, Commercial Auto)

  • Protect your toys (Motorcycles, Boats, Electric Bikes)

  • Help with Supplemental Health

  • State-to-State Transfer

    & More!

I understand looking for insurance can be confusing, so my goal is to make it as easy and simple as I can for you. Give me call!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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To make sure no person is ever in a position which they cannot recover from.

My team of licensed insurance professionals is here to assist you with your insurance needs. We love helping customers with car insurance, homeowners insurance, renters insurance, life insurance, small business insurance, and workers comp insurance, to name a few. In our office, you are not a number but a part of our family. Contact us today for your free insurance quote!

Alyssa Golka State Farm Agent Team Member

Alyssa Golka

Office Manager

Lesley Howell State Farm Agent Team Member

Lesley Howell


Michael Tu

Account Representative


Taylor Donahew

Account Representative

Victor Villavicencio State Farm Agent Team Member

Victor Villavicencio

Customer Service Representative

Our Agency

  • Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
  • We help customers with their insurance and financial services needs, including Auto Insurance, Home Insurance, Life Insurance, Retirement Planning, Business Insurance, College Planning, Health Insurance, and Renters Insurance.
  • Our office is located in Lynnwood WA and Mountlake Terrace WA.
  • We have 25 years of combined insurance experience in our office.
  • Additional languages spoken: Spanish

We are a growing agency with big dreams and lots of potential. We attribute our success to having a fun, energetic environment that is an enjoyable place to work. Our team works hard to reach our goals together as a team and have fun while we are doing it! Our team is comprised of results-oriented individuals that are serious about their development. If you want to work in an environment that is fun, challenging, and rewarding, then Josh Culotti - State Farm Agent may be the right fit for you! If you're willing to work hard and you expect to get results from yourself and those around you, we want to meet you and talk about the opportunity we have for you. If you are self-motivated, possess an entrepreneurial spirit and have a desire to win and achieve results, please consider joining our team. Come work with an energetic, fun team at Josh Culotti - State Farm Agent!

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.